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UNIXRPL Commons' Odelia Torteman says tokenised assets and onchain credit could lift XRP demand
Odelia Torteman of XRPL Commons tells Bitcoin.com News that real-world asset tokenisation, RLUSD growth and pending lending features could create lasting demand for XRP despite its price pullback.
Why it matters: The interview sets out how XRPL Commons expects ledger usage, tokenised assets and pending lending features to translate into demand for XRP after its price fell below $1.
Key points
- Torteman says every account and asset on the XRP Ledger needs an XRP reserve, so growth in usage raises the XRP held.
- She cites RLUSD passing $2bn in market capitalisation, with more than half hosted on the XRPL, and a top-three ranking for real-world assets.
- XRPL Commons is running a New York hackathon with AWS, Mastercard, Ledger and Quicknode, after six Paris buildathon teams launched businesses.
Odelia Torteman, head of digital assets at XRPL Commons, says real-world asset tokenisation and onchain credit could generate sustainable demand for XRP, Bitcoin.com News reports. Her comments come after XRP fell below $1 in August this year, well down from its mid-2025 peak, even as institutional and developer activity on the XRP Ledger has held up.
Torteman points to the ledger's design. Accounts and the objects they own, such as trust lines, offers and escrows, must hold an XRP reserve, so a growing number of accounts and assets means more XRP locked up for that purpose. She adds that XRP also acts as a bridge asset for liquidity in decentralised exchange routing and automated market maker pools.
Tokenised assets and credit
She cites real-world asset tokenisation and stablecoin issuance as the main drivers, noting the XRP Ledger ranks in the top three chains for tokenised real-world assets. Ripple's stablecoin RLUSD has passed $2bn in market capitalisation, with more than half of it on the XRPL. Pending protocol features, the Lending Protocol and Single Asset Vaults, would allow fixed-term credit models that institutional allocators recognise.
Cross-chain work is also under way: the XRP Ledger has been integrated into LOBSTR, a Stellar ecosystem wallet, with a first phase live on iOS and Android. XRPL Commons is also running a New York hackathon with AWS, Mastercard, Ledger and Quicknode, and Torteman says six teams from an earlier Paris buildathon have already launched businesses.
What to watch: The XRP Ledger's Lending Protocol and Single Asset Vaults are pending activation, and a second phase of the LOBSTR integration is to expand DeFi links and asset flows.
Live updates on NewsFeeds:MacroDesk editor: Keshav Aggarwal (accountable for this page; this summary was not edited by hand)
How this was produced: an AI model wrote this summary of Bitcoin.com News’s report, which we credit and link above. Read our Editorial and AI policy. Spotted a mistake? See Corrections.
Not investment advice. Read the risk disclaimer.